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Each time someone emails you, they get this fake message in return – often written so it sounds like you actually sent it.
Overlooking information used for account recovery allows the hacker to easily hack back in; make sure you take the time to carefully check and reset all as appropriate.
The term was probably developed by people (like me) who didn’t want to keep writing out “viruses and spyware and adware and …” when writing about current internet threats. In the vast majority of these situations, your computer was never involved. The problem is simply that someone else knows your password and has logged into your account.
They could be on the other side of the planet, far from you and your computer (and often, they are).
(There’s a strong argument for checking or changing the recovery information for these accounts, just as you checked for your email account, for all the same reasons.) If your email service provides an out-of-office or vacation-autoresponder feature, or some kind of automatic signature that appears at the bottom of every email you send, it’s possible people already know you’re hacked.
Hackers will often set an auto-responder in a hacked account to automatically reply with their spam.